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What is a Dual Special Needs Plan (D-SNP)?

Posted: January 17, 2020

Last updated date: December 01, 2022

A Dual Special Needs Plan, or D-SNP for short, is a type of health insurance plan. It’s for people who have both Medicaid and Medicare. If that’s you, you’re “dual-eligible.” (That’s just another way of saying you can have Medicaid and Medicare at the same time.)

Get your free dual plan guide

 Everything you need to know about Dual Special Needs plans in one, convenient guide.

What makes this a plan for people who are dual-eligible?

Dual Special Needs Plans are for people who could use some extra help. That may be because of income, disabilities, age and/or health conditions. Dual Special Needs Plans are a type of Medicare Advantage plan. 

How does dual coverage health insurance work with both Medicaid and Medicare?

A Dual Special Needs Plan works together with your Medicaid health plan. You’ll keep all your Medicaid benefits. Most dual health insurance plans also give you more benefits and features than you get with Original Medicare. All with as low as a $0 plan premium.*

More help for you

Care coordination is another big benefit you get with a Dual Special Needs Plan. You’ll have a personal care coordinator. That’s someone who can help you:

  • Understand your Medicaid and Medicare benefits.
  • Manage your doctors, specialists and care services.
  • Get the services you need to feel as healthy as you can.

If you’re dual-eligible, how can you get this kind of health plan?

Dual Special Needs Plans are offered by private insurance companies. That includes UnitedHealthcare. We call our dual-eligible health plans UnitedHealthcare Dual Complete®. We’ve been serving people with special heath care needs for more than 40 years. And we serve more full dual-eligible members in more states than any other health care company.1

1 Based on national market share, as of 2019

Introducing UnitedHealthcare UCard™

UCard makes it simpler for UnitedHealthcare dual health plan members to get care and unlock all the benefits and programs included with their health plan.

See UnitedHealthcare plans in your area

Dual-eligible or Medicaid plan benefits can change depending on where you live. Search using your ZIP code to find the right plan to meet your health care needs.

*Benefits and features vary by plan/area. Limitations and exclusions apply. 

Still have questions

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Contact us at:
1-844-812-5967 / TTY: 711
8 a.m. to 8 p.m. local time, 7 days a week.

Still have questions

We’re here to help

Contact us at:
1-844-812-5967 / TTY: 711
8 a.m. to 8 p.m. local time, 7 days a week.